GreenSky Credit focuses on what works: prime lending

David Zalik was a child prodigy. He moved from Israel to Alabama at age four. By the age of 12, he had scored so high on the SAT test that he was invited to skip high school and begin attending classes at Auburn University. Although he was a genius, Zalik became bored with academia and left school at the age of 14 to found his own computer assembly company.

Over the next 8 years, he grew the company into a viable business, selling it at the age of 22 for $5 million. He then reinvested this money into Atlanta-area commercial real estate. This also proved to be a solid investment. By 2006, his properties were worth on the order of $12 million.

During this time, Zalik had also founded an e-consultancy company called OutWeb. This work brought him into close contact with many major players in the home renovation space. Companies like Benjamin Moore, Home Depot and many smaller entities were primary customers for Zalik. From this, he learned a great deal about the home improvement industry.

One of the things that caught Zalik’s eye was the sheer volume of business that companies and contractors were losing as a result of homeowners incorrectly assessing the cost of renovations. When bids came in a thousand or two over what homeowners expected, the deals could still be salvaged. But when homeowners underestimated costs by $50,000, they often ended up walking away from the deal.

This was the impetus behind Zalik’s founding of GreenSky Credit. GreenSky Credit is an instant lending platform that matches contractors, homeowners and banks, allowing deals to take place that otherwise would have certainly fallen through. GreenSky Credit has focused strongly on high-end prime lenders, the homeowners, which makes for loan with great terms. GreenSky Credit can also provide high-quality loans to banks, helping them to strengthen their balance sheets. And last but not least, GreenSky Credit helps contractors to get jobs that otherwise would have not materialized.

For its services, the banks themselves pay GreenSky 1 percent of the loan amount and contractors pay 6 percent, which is taken directly out of the loan itself.

Talk Fusion Lands Prestigious Award, Vows More to Come.

Talk Fusion has quickly established themselves as one of the top video marketing and communication solution companies in the world. Talk Fusion was established back in 2007 by founder Bob Reina after the man found a need in the market for a company willing to engage full force in the industry of video marketing. Reina of course was right in anticipating the industry to blow up and now his company is poised to lead the charge for years to come. Recently Talk Fusion was awarded the prestigious industry award: 2016 Communication Solutions Product of the Year Award for their work on the Video Chat app. Can you say: everything is starting to pay off?


The Talk Fusion Video Chat application is as simple as it is elegant. Video Chat is made with WebRTC technology which means that Talk Fusion is working within the upper crust of their industry. WebRTC technology allows the Video Chat app to be revolutionary in its approach and legendary in its execution. You can download this app from the Video Chat or Google Play Store whenever you so desire. The application is as it says: a face to face video chat application which allows you to communicate across platform with anyone, anywhere on the planet. Yeah, this can be considered pretty useful for both private use and commercial use — don’t you think?


Rich Tehrani, the CEO of Technology Marketing Corporation, was the one who announced the winners of the prestigious industry award. Tehrani called Talk Fusion, among the other prize winners, “True leaders within their industries. These honorees represent the best of the best products and solutions available on the market today.” Tehrani’s words were anything but hollow and they were quickly echoed by the team at Talk Fusion as soon as they were made aware of the award.


CEO Bob Reina quickly came out to lavish praise on his team for their hard work on the Video Chat app. Reina stated, “This is just the beginning. Our talented IT team has big plans for the future of our all in one Video Marketing Solution.” At this point, how can you not believe him?